Category: Saving Money

An emergency fund protects you from surprise expenses like: Without an emergency fund, people often use credit cards and go into debt. Start with a small goal. Your first target should be $500 to $1,000. After that, build toward 3 to 6 months of living expenses. Easy ways to grow your emergency fund: Keep this […]

Budgeting does not need to be complicated. The 50/30/20 rule is one of the easiest ways to manage your money. Example: If you make $3,000 per month: Needs include: Wants include: The final 20% should go toward: The reason this budget works is because it is simple enough to follow consistently.